Apple is in discussions with three major Indian banks to launch its digital payment service Apple Pay in India by 2026, supporting the Unified Payments Interface (UPI) alongside card-based transactions. The move aligns with India's growing digital payments market, which is projected to expand rapidly due to government-backed initiatives like UPI. The partnership with India's National Payments Corporation of India (NPCI) could enhance Apple's services revenue and strengthen its foothold in the world's fastest-growing major economy. This development may also intensify competition with existing players like Google Pay and PhonePe in the Indian digital payments sector.
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