The verdict in 30 seconds
Independent review of HFM, covering regulation, licenses, accounts, spreads, platforms, funding methods, and swap-free account terms.
HFM is regulated through Tier 1, offers MT4, MT5, HFM App, spreads from 0 pips, and leverage up to 1:2000.
Best for: HFM is best suited to traders who value MT4, MT5, HFM App, disclosed regulatory coverage, and transparent account specifications.
Look elsewhere if: Spreads wider than ECN-only brokers on standard accounts
Regulation & licensing
License status is shown explicitly. Withdrawn or revoked licenses are never hidden.
| Regulator | Full name | Jurisdiction | License number | Tier | Status |
|---|---|---|---|---|---|
| CySEC | Cyprus Securities and Exchange Commission | Cyprus | 183/12 | Tier 1 | Active |
| FCA | Financial Conduct Authority | UK | 801701 | Tier 1 | Active |
| DFSA | Dubai Financial Services Authority | UAE | F004885 | Tier 2 | Active |
| FSCA | Financial Sector Conduct Authority | South Africa | 46632 | Tier 2 | Active |
Accounts, spreads & leverage
The spread band is disclosed from 0 pips on EUR/USD. Maximum leverage depends on the account and regulating entity.
| Account | Minimum | EUR/USD spread | Commission / lot | Execution | Leverage | Swap-free |
|---|---|---|---|---|---|---|
| Premium | $0 | 1.2 pips | 0 | STP | 1:2000 | — |
| Pro | $100 | 0.5 pips | 0 | STP | 1:2000 | — |
| Zero | $200 | 0 pips | 6 | ECN | 1:2000 | — |
| Islamic (Premium) | $0 | 1.2 pips | 0 | STP | 1:2000 | ✓ |
Deposits & withdrawals
Withdrawal timing: funding-method processing is listed as 2-5 business days, Instant; verify the withdrawal timetable
| Method | Deposit fee | Withdrawal fee | Processing | Currencies |
|---|---|---|---|---|
| Bank Wire | Free | Free | 2-5 business days | USD,EUR |
| Visa/Mastercard | Free | Free | Instant | USD,EUR |
| Skrill | Free | Free | Instant | USD,EUR |
| Neteller | Free | Free | Instant | USD,EUR |
Trading platforms
Islamic account & our Sharia checklist
Swap-free account: Available.
A swap-free label is not the same as a Sharia-compliance verdict. Check that no overnight interest is charged under another name, replacement fees are fixed rather than interest-linked, leverage terms are understood, and the exact contract is reviewed.
Our factual note: A swap-free option is disclosed, but availability alone is not a religious verdict. Verify the fee schedule, holding-period rules, leverage terms, and contract directly with the broker.
Who HFM is for
HFM is best suited to traders who value MT4, MT5, HFM App, disclosed regulatory coverage, and transparent account specifications.
- DFSA regulated — authorized for UAE/MENA clients
- No minimum deposit on Premium account
- Copy trading (HFcopy) with experienced traders
- Full Arabic website and education
Who should look elsewhere
No broker fits everyone. Consider another option if the following limitations matter to you.
- Spreads wider than ECN-only brokers on standard accounts
- No cTrader or TradingView integration
Frequently asked questions
Is HFM regulated?
HFM is regulated by CySEC (183/12), FCA (801701), DFSA (F004885), FSCA (46632). Review the licensing table for current status.
What is the minimum deposit at HFM?
The disclosed minimum deposit starts from $0.
Does HFM offer an Islamic account?
HFM advertises a swap-free account. This does not constitute a halal or Sharia-compliance verdict; verify its fees and terms.
What platforms does HFM support?
HFM supports MT4, MT5, HFM App.
What is the maximum leverage at HFM?
The disclosed maximum leverage is up to 1:2000, subject to account and regulator.
How long do withdrawals take at HFM?
funding-method processing is listed as 2-5 business days, Instant; verify the withdrawal timetable
Reviews are independent and informational, not investment advice. Trading carries high risk. Regulatory status and terms can change. Last reviewed: July 26, 2026.
